Launch interactive demo ↗01 / LIVE FP&A SYSTEM
Executive Overview
See performance, key drivers, management commentary and the current full-year outlook in one view.
Launch interactive demo →INDEPENDENT FP&A STUDIO · AMSTERDAMFinancial clarity
Financial clarity
built around
your business.
Practical reporting, forecasting and financial models for growing businesses.
Turn financial and operating data into a management view you can understand — and decisions you can act on.
INTERACTIVE FP&A DEMORetail Performance &
Retail Performance &
Forecasting System
Actuals → Budget → Current Outlook → Scenarios
Management view / 2026 outlookSYNTHETIC DEMO
FY REVENUE€5.00mCurrent Outlook
GROSS MARGIN52.3%Actuals + forecast
REVENUE VS PRIOR YEAR+€534.1k+12.0% vs FY2025
SCENARIO PLANNINGWhat if?Volume · Price · Costs · Returns
MANAGEMENT INSIGHT
Launch interactive demo →Live calculationsCurrent Outlook revenue is 12.0% above Prior Year. Explore the drivers and test what happens next.
Management reporting · Budgeting & forecasting · Cash planning · Commercial analysis · Financial modelling
Your accountant records what happened.
Management still needs to understand
what happens next.
01
Financial reports exist, but provide little commercial insight.
02
Budgets and forecasts are disconnected from actual performance.
03
Financial and operating data do not produce one reliable management view.
Financial systems that give
management a clearer operating view.
01
Management Reporting & Commercial Insight
Recurring reporting that connects financial results, commercial performance, KPIs, budget, forecast and management commentary.
Improve reporting ↗02Budgeting, Forecasting & Cash Planning
Driver-based planning, rolling forecasts, scenarios and a clearer view of cash requirements.
Build a plan ↗03Business Cases & Decision Models
Financial analysis for decisions around pricing, hiring, marketplaces, products, expansion and investment.
Assess a decision ↗Financial systems designed
for real decisions.
View the work ↗LIVE INTERACTIVE DEMO ↗INTERACTIVE DEMONSTRATIONRetail Performance &
Retail Performance &
Forecasting System
Revenue, margin, returns, Budget, Current Outlook and scenarios connected in one interactive management view. Built using synthetic data.
Launch interactive demo →13-WEEK CASH FLOW / CONCEPT
13 weeks.
One forward view.
One forward view.
Collections · Payments · Runway
ILLUSTRATIVE MODEL CONCEPT13-Week Cash Flow &
13-Week Cash Flow &
Runway System
A short-term liquidity framework connecting collections, payroll, supplier payments and scenarios.
View project approach ↗MARKETPLACE ECONOMICS / CONCEPT
Revenue
− costs.
Contribution.
− costs.
Contribution.
ILLUSTRATIVE MODEL CONCEPTMarketplace
Marketplace
Profitability Model
A commercial framework for commissions, returns, advertising, fulfilment and contribution economics.
View project approach ↗See the system in action.
A good financial system should do more than display numbers. It should help management understand what changed, what is driving performance and where the business is heading.
Launch interactive demo ↗
Launch interactive demo ↗02 / LIVE FP&A SYSTEM
Performance Bridges
Bridge Budget to Actual and identify which brand, channel or segment created the variance.
Launch interactive demo →
Launch interactive demo ↗03 / LIVE FP&A SYSTEM
Forecast & Scenarios
Change volume, price, cost and return assumptions and see the financial impact instantly.
Launch interactive demo →Launch interactive demo →
Fictional data · Live calculations
Explore the working system, using synthetic data.
THE APPROACHMore than
More than
another dashboard.
01
Built around the business model
Reflect actual commercial drivers, customers, channels, costs and operating structure.
02
Transparent and controllable
Keep assumptions and calculations understandable, reviewable and easy to challenge.
03
Connected financial and operating data
Bring accounting and operational information into one coherent management view.
04
Designed for automation
Use automation and AI-assisted workflows where they improve recurring finance work.
01
Understand the business
Management questions, commercial drivers and current finance processes.
02
Structure the data
Map the financial and operational sources required to answer those questions.
03
Build the system
Create the reporting framework, financial model or decision tool.
04
Implement and improve
Test, document, hand over and refine the system.
ABOUTHands-on finance experience,
Hands-on finance experience,
translated into practical systems.
Navigator Finance was created by José Ferreira, an FP&A professional based in Amsterdam with experience across commercial finance, forecasting, budgeting, management reporting, cash-flow planning, financial control and financial modelling.
My experience spans consumer businesses, technology and financial services. My focus is on practical systems management can actually use.
More about José ↗Need a clearer view of your
business performance?
Describe the reporting, forecasting or financial-model problem you are trying to solve. I’ll start by understanding the decision you need to make and whether Navigator Finance can help.
Discuss a project ↗