Finance support built
around decisions.
Better financial visibility, planning and modelling — without necessarily building a full internal FP&A function.
I work with growing businesses to build reporting and planning around the questions management needs answered.
You don’t need to know which service you need.
If you have a reporting, forecasting, profitability or financial-model problem, describe the situation and I can help structure the right approach.
Management Reporting & Commercial Insight
Understand what is actually driving performance.
I turn financial and operating data into a recurring management view covering revenue, margins, costs, KPIs and performance versus Budget, Forecast and Prior Year. The focus is explaining what changed, which customers, channels or products drove the result, where Gross Margin is improving or deteriorating, and what needs attention.
Typical outputs
- Management reporting pack
- KPI dashboard
- Actual vs Budget / Forecast / Prior Year
- Revenue and gross-margin analysis
- Customer / channel profitability
- Variance analysis
- Management commentary
Common questions
- Why is margin falling even though revenue is growing?
- Which customers or channels are actually profitable?
- Why are we below Budget?
Budgeting, Forecasting & Cash Planning
See where the business is heading before the year is over.
I build driver-based budgets and forecasts that connect commercial assumptions, operating costs and cash needs so management can see the likely outcome and test what happens if assumptions change.
Typical outputs
- Annual budget
- Rolling forecast
- Current Outlook / Latest Estimate
- Base / upside / downside scenarios
- Cash-flow forecast
- Headcount / Opex plan
- Forecast-vs-actual review
Common questions
- Where are we likely to finish the year?
- What happens if sales are 10% below plan?
- Can we afford the planned hiring or spend?
Business Cases & Decision Models
Quantify important decisions before committing money or resources.
I build financial models that help management understand the economics, risks and trade-offs behind a specific decision before committing capital, people or commercial resources. Decisions can include hiring, pricing, marketplaces, new products, expansion, marketing, CAPEX, investment choices and commercial partnerships.
Typical outputs
- Hiring case
- Pricing model
- Marketplace profitability model
- Expansion case
- Marketing investment model
- CAPEX / investment case
- Scenario analysis
- Existing-model review
Common questions
- Should we enter this marketplace?
- Can we afford this hire?
- What price or volume is needed to break even?
A clear scope.
A practical outcome.
Engagements can focus on a specific model, an improved reporting process or a connected planning framework. The scope starts with your business and the decision at hand.
Navigator Finance does not provide audit, bookkeeping, tax advice, legal advice or regulated investment advice.
Need a clearer view of your
business performance?
Describe the reporting, forecasting or financial-model problem you are trying to solve. I’ll start by understanding the decision you need to make and whether Navigator Finance can help.
Discuss a project ↗